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Best CD rates today: January 2, 2026 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...
The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a $1,000 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. So, which CD term is best? Your ...
With the Fed expected to cut rates later this year, now’s the time to lock in a high CD rate. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal ...
The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...
6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...
Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...
The best short-term CD rates can help you reach your savings goals faster.
Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial editor and writer. Her work regularly appears on The Motley Fool, Yahoo! Finance and Nerdwallet. Previously, she ...
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