On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Homeowners insurance rates have risen dramatically, from an average of $2,656 annually in 2021 to $3,303 in 2024. That's a 24% increase, more than twice as fast as the rate of inflation in the same ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Homeowners insurance premiums have also increased in other hurricane- and tornado-prone states such as Texas, Louisiana, Oklahoma and Kansas with warmer gulf waters helping spark more and bigger ...

Homeowners and renters are urged to review their insurance policies, as standard policies often exclude flood damage, requiring separate flood insurance. Flood insurance can be purchased through ...